attorneys

Time Is Of The Essence

Recently a home inspector contacted me after receiving notice that his firm was being sued for failing to detect mold in a home that he had inspected several months before. Of course, he was not conducting a mold inspection. And the claimant was not the one for whom he had performed the inspection.

And folks still give me odd looks when I tell them that I never see a legitimate claim!

I asked him if the suit was the first notice that he had had of the claim. It was not. He had received a demand letter from the plaintiff’s attorney a few months before and turned it over to his insurance agent who forwarded to the inspector’s insurer.

A few weeks later he received a letter from the insurance company advising him of its “coverage position”, to wit, since the claim implicated a mold claim and since he did not have coverage for mold, it would not be providing any coverage.
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Tremendous Marketing Opportunity For The Confident Home Inspector

A friend forwarded to me an article, entitled Why home inspections have become more important, that ran May 10, 2012 in the Washington Post’s Real Estate section. The author is a Washington area attorney specializing in real estate law who wrote the article for the benefit of potential home buyers.

You can read the article for yourself but what struck me square in the eyes was its closing sentence: “Virtually all inspection reports limit the inspector’s liability to the return of his inspection fee.”

If I were an enterprising home inspector practicing my profession in the D. C. Metro Area, I would be contacting this attorney and advising him that, “Unlike ‘virtually all inspectors’, I do not limit my liability. I stand behind my findings and report. So Mr. Jacobs, if that’s what your clients are looking for in a home inspector, here’s my contact information.”
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